Wells fargo active cash card reddit

With Citi Double Cash the $25 is the redemption minimum, so once you accrued over $25, you can redeem the entire cash back balance. Whereas with WF Active Cash you can only redeem cashback in increments of $25. So for example if you have $45 accrued, you can only redeem $25 and will have $20 left.

Wells Fargo Active Cash Visa card not showing. I activated this card months ago... it has a balance on it and I'm making minimum payments; yet Mint won't show the card among my Wells Fargo accounts all in the same site login. It shows my checking account, my savings account, my credit card, some other accounts... but not the Active Cash account.Wells Fargo dropping $25 minimum redemption. 314. 73. r/CreditCards. Join. • 15 days ago.Denied from Wells Fargo Active Cash. I was looking to get a catch-all 2% card. Applied and was denied for the WF Active Cash Visa Card yesterday. Called this morning and they said there was nothing else they could do and the reasoning was credit history and utilization. Here are stats at application: Oldest Account: 1 yr 4 mo. Income: $120k+.14 Jun 2023 ... If you're looking for a credit card that can help you earn unlimited cash back, then you can choose either Wells Fargo Active Cash or Chase ...Wells Fargo Active Cash, declined. current recon #? +700 FICO, 30% utilization across 3 cards. Anyone have a working recon #? The two I tried (800-967-9521 & 866-412-5956) were not recon #s. At least nothing like my recon experiences in the past. x5956 pulls up on several sites, but after navigating the menu and talking with a rep, it felt like ...5.) Target Red Card 5% at Target. 6.) Chase Freedom/Chase Freedom Flex/Discover Card depending on what the 5% quarterly catagories are. Additional regularly used cash back cards: -US Bank Cash+ 5% on utilities/cell phone bills -Chase Amazon Prime 5% at Amazon/Whole Foods -Citi Costco 4% on gas.

Just got a letter from Wells Fargo that my propel card is being automatically converted into an active cash card effective 2022-11-09. Fortunately for me, I did not use my propel and have been looking at product changing into active cash anyway. Previous threads on PCing propel concluded that changing to active cash was not possible. 5. level 1. Connect-Garden4051. · 10m. I have been defrauded by Wells Fargo three times, all without ever being a Wells Fargo customer. This card would pretty much have to cure cancer for me to consider it. 5. level 2.Wells Fargo Active Cash Card Approval - Data Point. Last application I promise. Figured why not just get a catch all cash back card for anything that doesn't fit neatly into BPC or Savor and get 2% back. Just got approved at Wells Fargo for $20,000. This is the third card I've opened in 24 hours. Amex BCP: $10,000. I got my Wells Fargo Active Cash card and activated it yesterday. I am used to opting in to cashback, because my only other card is the Discover IT card (rotating 5% categories). I clicked around in the Wells Fargo dashboard and didn't find an opt-in, and assumed that since it's a flat cashback card, there is no way to charge it without cashback.I have a few other cash back cards, my main one is Citi® Double Cash Credit Card. Wells Fargo Active Cash Visa® Card 2% cash back on everything Citi Custom Cash Card 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter - Is this only for 1 category?View community ranking In the Top 1% of largest communities on Reddit. Capital one savor one is an underrated card . 3% back on entertainment So things like movie tickets, concert tickets, arcades, amusement parks, zoos. ... this paired with a 2% flat unlimited cash back card like the WF active cash and a rotating category card like the freedom …I believe my FICO score was around 709 and I was at 4/24, 3/12, 3/6. Not sure how many exactly, but you are definitely limited on how many payments you can make from a non-WF bank account.

Effective: March 18, 2023. These Wells Fargo Rewards Program Terms and Conditions Summary and Addendum (collectively called Terms) are only a summary of the full Terms. Other restrictions and requirements apply. If approved for the Wells Fargo Active Cash Visa Card, we will provide you with the full Terms.Yes. Its a good backup card for non-category spend. SUB is also great. ganja_fiend • 1 min. ago. Pretty decent. Not a huge fan of the app but I already was banking with WF so it was a good card to go for. Used the SUB + 0% APR to pay for some camera gear.I work in the Credit Card Payment Processing World. AMA! 110. 189. r/CreditCards. Join. • 2 days ago.Wells Fargo Active Cash® Card Wells Fargo Reflect® Card; 30,000 bonus points when you spend $1,500 in purchases in the first 3 months ($300 cash redemption value) $200 cash rewards bonus after spending $500 within the first three months of account opening. No welcome bonus. No annual fee.

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View community ranking In the Top 1% of largest communities on Reddit WF Active Cash vs. PayPal card I'm trying to choose between Wells Fargo Active Cash Card and PayPal card for my 2% catch-all card.This is why people like to hold the Propel and Signature card combined for 4.5% rewards on travel/diving and 1.5% for everything else. If this combo also works for Active Cash, you can get 3% on everything else. Apparently you can easily switch out your Cash Wise card into Active Cash online.Wells Fargo "Go Far Rewards". I'm new to Wells Fargo. I received the Active Cash card in the mail today. The rewards system is disappointing at first glance. You can't redeem rewards for cash until you hit $25. That's actually ok with me because if we use this as our main 2% card we'll hit $25 in rewards each month no problem.All of their intro offers have run their course & they carry a 19.99% - 25.24% apr, is the reason I was in the market for the WFAC. I have a $0 balance on 3 of them & a $515 balance on the 4th (which puts my credit utilization@1%). The newest of the cards is 16 months old and the next is 25 months so I have 1 hard inquiry in the past 2yrs.Each approved claim has a benefit limit of $600. This benefit does not cover cell phones that are lost (i.e. disappear without explanation). This protection is only available when cell phone bills are paid from your Wells Fargo Consumer Credit Card. The coverage does not apply if the cell phone bill is paid from a Wells Fargo Debit Card, Wells ...

To improve your eligibility for a credit line increase, there are two things you should always keep in mind: The amount of time you’ve had your account open. Your payment history. This is because your credit limit represents a level of risk to the card issuer. To extend you more spending power, the issuer must first trust your ability to pay ...Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.Just asking because I know typically Visa Signature cards have a starting minimum credit limit of 5k, and yours is $3,500. I myself product changed from the old Platinum Card to the Active Cash today. My credit limit on the platinum card was only 3,000 so my credit limit on the Active Cash will be the same. aManAmongAmens • 1 yr. ago. I have heard that the Active Cash earns Go Far Rewards points, and thus would pair with the Visa Signature for the 50% boost when redeeming points for airfare on the WF travel portal. I read a lot about the Active Cash after it was released, and there were a few threads about it on this subreddit, and I think that ...The $0-annual-fee Wells Fargo Active Cash earns 2% cash back on all purchases. Its sign-up bonus sets it apart from other cards earning 2% back.The Active Cash offers a $200 cash rewards bonus after spending $500 in purchases within the first three months. That's approximately $167 in spending per month. To earn the bonus, consider ...Both have the same $200 sub. Both have the same annoying $25 increment redemption limit. WF only allows direct deposit into their accounts while the FNBO Evergreen allows for direct deposit into any account. I think it might be better to go after the WF Active Cash only because the WF Autograph is also coming out soon.Wells Fargo Active Cash $200 offer; Wells Fargo Active Cash $250 offer: in branch; Benefits. $200 offer: earn $200 after spending $1,000 in first 3 months. Earn 2% cash back on all purchases. $600 cell phone insurance: Pay your monthly cell phone bill using your eligible Wells Fargo Consumer Credit Card and get up to $600 (subject to a $25 ...

IMO, for someone who wants simplicity but also is willing to maximize rewards a little bit, the two cards announced this week, the Wells Fargo Active Cash Visa (2% flat rewards, $200 SUB with $1000 spend in the first 3 months) and the Citi Custom Cash MasterCard (5% rewards on highest spending category per month up to $500 in spend, 1% rewards a...

Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.The Wells Fargo Active Cash card I believe has some restrictions on how you can redeem the cash back you will want to read the fine print there. The Fidelity Card requires a Fidelity account to deposit the money into. SoFi card also requires an account with them to get the money. SUBs would also be something to consider.All of their intro offers have run their course & they carry a 19.99% - 25.24% apr, is the reason I was in the market for the WFAC. I have a $0 balance on 3 of them & a $515 balance on the 4th (which puts my credit utilization@1%). The newest of the cards is 16 months old and the next is 25 months so I have 1 hard inquiry in the past 2yrs.I work in the Credit Card Payment Processing World. AMA! 110. 189. r/CreditCards. Join. • 2 days ago. Here's how: Sign on to your account Select your current credit card Under More Services, choose Switch My Credit Card You'll receive a new card in the mail and any rewards balance will transfer to the new card. Rip 50% bonus points on travel. I would have just applied and gotten the bonus on Active instead.Fidelity 2% Card No Longer Has Foreign Transaction Fees. 180. 59. r/CreditCards • 14 days ago. I made an app to maximize your points & offers on all of your cards called CardPointers, and Apple is featuring it in the App Store with the iOS 17 launch! Interactive widgets, live activities, & more.I got a Wells Fargo Cash Wise (1.5% cash back) card in 2017. I got the Active Cash in July 2022 after hearing that my Cash Wise might be product changed to the Active Cash. But I wanted to get the Active Cash signup bonus of $200 before that happened. Then I got an Autograph in January 2023. So what happens to my Cash Wise now?

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Sep 22, 2023 · As you can expect from a Wells Fargo credit card, the Active Cash card covers your cellphone against damage or theft for up to $600 per claim (subject to a $25 deductible) each month you pay your ... Income: $54,000. FICO Score: 735. First and only other CC: Apple Card. had since December, 2019. credit limit is $12,500 (started at $750) APR is 22.24% but I always pay off on time. I was approved for the WF Active Cash a couple business days after applying with a limit of $2,500. I know WF is known to give lower limits, and I very rarely have ...If you travel outside of the US often, or you make online purchases from merchants based in other countries, the Fidelity Visa has only a 1% foreign transaction fee vs. the 3% FTF on the Active Cash. Realistically, you won't use either of these cards for foreign purchases, though. You'll get something else without a fee.Used mine on both Paypal and Apple Pay prior to having the physical card, no issues. Yes you can use it both on Apple Pay or PayPal as soon as it’s approved. Expect a call from Wells Fargo Fraud Services, though. About 6 hours after I was approved I made a PayPal purchase online.Emergency Cash Disbursement and Card Replacement. Auto Rental Collision Damage Waiver. Travel and Emergency Assistance Services. Roadside Dispatch ®. Visa Signature ® Concierge Services. Visa Signature ® Luxury Hotel Collection. Additional Terms. Your Guide to Benefits describes the benefits in effect as of 09/01/2022.5. $0 annual fee. The Wells Fargo Active Cash Card’s $0 annual fee makes it $21.64 per year cheaper than the average credit card offer. Still, there are lots of cash back credit cards with no annual fee available right now, and even cards with annual fees can provide the most value at the end of the day.The Wells Fargo Active Cash is an excellent flat-rate cash-back card. Since its release in July 2021, the card has established itself firmly as a new “plastic standard” when it comes to ...The Chase Freedom Unlimited has a $200 signup bonus after spending $500 within 3 months so that’s 41.5%back on those initial $500 worth of purchases but then it would be 3% on dining/drugstores and 1.5% on everything else moving forward. Citi double cash is a little weird in that your earn 1% when you use the card, and then another 1% when ... ….

The Wells Fargo Active Cash Card is a versatile cash back credit card that provides unlimited 2% cash back rewards without the annual fee. How to Earn Rewards The Active Cash is an unlimited cash back rewards card in the vein of the TD Bank Double Up and the Citi® Double Cash Card - 18 month BT offer .PayPal master card is better. 2% flat rate and then 3% on PayPal. Not a banking app, just through PayPal (which most people already have). I have the active cash and the PPMC, and will be PCing the WFAC to the Autograph as I am 4/24. I miss out on on the $300 intro bonus but will be going for the CSR this summer to complete the Chase Trifecta.So if you pay rent directly to my landlord by any credit card (including the BILT card) then yes there is a fee. However, BILT gets around this by giving you a checking and routing number that you can use to pay rent via an online portal. And then BILT just charges that same amount to your card.Re: Wells Fargo Active Cash approved. Congratulations on your Active cash credit card from Wells Fargo. I can tell you fromexperience that wells Fargo credit cards can grow fast to large credit limits. You do need to wate 6 months for your first increase then 4 months then after. I started with Propel credit card back DEC 2018 with a 7K limit ...7. Wells Fargo. Rewards-earning cards from Wells Fargo are eligible for PayPal redemptions. Your Wells Fargo Rewards points won't lose any value when redeemed this way: $1 in cash rewards will ...“The first volley is the Active Cash card, offering a flat 2% cash-back rate on all spending, a challenge to Citigroup Inc.’s Double Cash product and a card offered jointly by Synchrony Financial and PayPal Holdings Inc. Wells Fargo will introduce a low-interest-rate card in coming months and a new rewards card line next year.”No annual fee: Capital One Quicksilver vs. Wells Fargo Cash Wise Visa – The two cards tie. Quicksilver offers 1.5% cash back, a $150 bonus and 0% for 15 months on purchases and transfers. Cash Wise Visa has 1.5% cash back, a $200 bonus and 0% for 12 months. Secured card: Capital One Platinum Secured vs. Wells Fargo Secured. …I have a few other cash back cards, my main one is Citi® Double Cash Credit Card. Wells Fargo Active Cash Visa® Card 2% cash back on everything Citi Custom Cash Card 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter - Is this only for 1 category?Does this card now provide more perks than the Citi DC Card? I'd argue that the World MasterCard (or World Elite MasterCard) has more perks than a Visa Signature, but despite that, there's probably little reason why anyone would choose the DC over the AC. That SUB is too good to ignore. EDIT: See below.According a Doctor of Credit rumor posted earlier today, Wells Fargo will be discontinuing most of its current credit card line, excluding the long intro period 0% APR Platinum Visa and the recently announced and soon to be introduced Active Cash Visa. The rumor was posted by the Reddit poster LA-and-SF, who previously posted the later ... Wells fargo active cash card reddit, [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1]